Your Build Ready Guide
Building a home is exciting - but just like your new house, setting the right foundations early on makes the whole process smoother
01️.How builds are assessed
Build lending is different to buying existing homes
Some banks will be better suited to your build than others, they can vary significantly with:
• Deposit and income requirements
• Special building rates or incentives
• Turnkey or house and land packages
Getting this clarity early makes a big diffrence to how smoothly the build progresses
Professionals commonly involved;
Mortgage adviser
02.if you already own a home
Deciding what to do with your current home is key
Before moving forward, it helps to have a plan
• Sell first?
• Use equity to fund the new build?
• Keep your home as an investment?
Each option affects your borrowing power and flexibilty.
Professionals commonly invovled:
Real estate agents
Mortgage Advisor
Property managment
03.Locking things in
Starting with structure, not just ideas
Once you know your logistics and budget, everything comes together
• Custom design options
• Aligning of the build budget
• Build timeframes
Your building consultant can help bring your ideas to life including any varirations
Professionals commonly invovled:
Building Consultant
04. confirm your build contract
Going unconditional
This is where everything is finalised before going unconditional and legally binding—so it’s important everything is structured correctly upfront
• Build contract, pricing and specs
• Finance structure
• Legal checks
Shortly after, you will settle the land and begin construction
Professionals commonly involved:
Lawyer
Building consultant
Mortgage Adviser
05. completion and move in
Move in with confidence
Planning ahead makes the move into your new home much easier once construction is complete
Most buyers start to organise:
•Home insurance
•Power and Internet deals
•Moving Services
•New furniture & Applicances
Professionals commonly involved:
Insurance advisers
Power/Internet providers
Movers
Moving Day Tips
Moving day doesn’t have to be chaotic. The Concierge coordinates everything for you — from movers to utility connections — so you can enjoy a smooth move.
- Secure reliable, vetted movers early.
- Manage utility disconnections and new setups in one place.
- Prepare a "first night" essentials box.
- Label boxes clearly for an easier unpack.
Let us take care of it all so you don’t have to.
Cost to Sell Breakdown
Many sellers underestimate the hidden costs involved. The Concierge guides you through them clearly and helps plan your budget with trusted professionals.
- Agent fees and marketing expenses.
- Legal and conveyancing costs.
- Staging and presentation investments.
- LIM and compliance reports.
- Moving and setup expenses.
Plan every cost confidently with one partner overseeing it all.
Quick FAQs
Answers to the most common questions — all in one place.
- What’s a LIM report?
A LIM (Land Information Memorandum) is a council report showing key info about a property — consents, zoning, hazards, rates, and more.
- What is bridging finance?
A short-term loan that helps you buy a new home before your current one sells.
- When should I engage a lawyer?
Before signing anything — they’ll check the contract, LIM, title, and handle settlement.
Need help making it happen?
Renovation & Value Tips
Smart updates can transform your sale price. The Concierge connects you to the best trades and stagers — all coordinated for maximum impact.Refresh kitchens and bathrooms with simple, modern upgrades.
- Repaint and improve lighting for a brighter, more inviting feel.
- Refresh kitchens and bathrooms with simple, modern upgrades.
- Boost curb appeal through garden and entrance updates.
- Stage rooms to help buyers imagine living in your space.
Need help making it happen?
Tips for Making an Offer & Negotiating
Making an offer can feel intimidating — but with the right approach and expert support, it becomes a confident, strategic move. Here’s what to keep in mind:
- ✅ Get pre-approved first — shows you’re serious and ready to move quickly.
- 💡 Know your numbers — research recent sales and understand true market value.
- 🤝 Start strong but flexible — a fair first offer makes you credible but leaves room to move.
- ⏰ Set a clear deadline — avoid drawn-out negotiations by adding an expiry to your offer.
- 🔄 Consider flexible terms — settlement dates or deposit timing can be just as powerful as price.
- 🧑💼 Lean on your experts — mortgage advisers, lawyers, and agents all help protect your interests.
Want help crafting the perfect offer and negotiating confidently?
